2010 Santa Fe 3.5L Limited AWD. Short drive the other day and noticed some steam from under the hood and no heat in the vehicle. Popped the hood and bubbling in the overflow tank. Fan was running. Definitely higher on the gauge than normal but shut it off before the gauge got too high. Thermostat or water pump? Obviously the thermostat is cheaper and easier to replace, but could that really be all it is?