We have Progressive. Just switched from a Cadillac XT5 to a new Santa Fe. We called Progressive. No problem. Our premium went down $17/mo for same coverage.

 

whats your rate and do you participate in their tracking program like snapshot or whatever they call these? I don't have that with Geico and don't want that if I have to switch.

 

I would not complain if I were you, that is CHEAP. I am assuming you have both comp and collision...I pay twice that and I am 71, driving for50+ years with zero accidents or tickets ever, but alas I also live in Florida...

 

we second that. 2021 elantra hybrid ltd, allstate, 980/yr. we just sold our 2020 sonata ltd, and BOTH cars were less than that last year. it is not just the car, but rates in general have shot up. our homeowners has gone up a lot, too.

 

Used to be around 4-500, I'm looking at a renewal with USAA on my Sorento at north of $700 for six months.

Honestly, still cheaper than another car/car payment, especially with our trade-in/resale probably in the toilet.

 

$318 every 6 months on a 23 Calligraphy Awd. Allstate, 500k, 100k, 500k.

 

We've been with Erie Insurance for 25 years now. Home, car(s), airplane, personal and professional liability coverage. My monthly auto premium for five cars (2 BMW Convertibles, 2 Ford Explorers and my 21 Caligraphy) is $153/month. No indications that they are changing anything, and have not raised any rates (other than when I replace or buy new cars and add/modify the coverage) in the last 25 years, including covering a basement flood and totally replacing all the roofs (shingles) when the inspector found heavy hail damage. Other than a reasonable deductible, they paid for it all.

DM me if you want my agent. I've known him for all those 25 years+. He is a great guy.

Best little insurance company (based in Erie, PA, of course) that no one had heard of and doesn't advertise at all. They keep their premiums low, with little to no overhead.

Remember, the $153 is for all five cars combined.

 

Let me know about that. Pm me

 

I think some companies are using the Hyundai/KIA story as a reason to increase profits. Also, look at the price of used cars now. Repair costs on damage to vehicles have exploded, and for vehicles totaled in accidents the payout from the insurance companies has also sky rocketed.

Real world example: I bought a brand-new Hyundai Kona Limited in January 2021 at well below MSRP. Two years later I traded it in for a hard to find in my area 2023 Kona N in Sonic Blue. The trade in value on the 2021 was more than the total cost of the vehicle including tax, title, and licensing paid two years earlier. Think about that. When can you ever remember buying a new car and having it worth MORE two years later? The dealer told me they would give me the same amount if I would just sell them the 2021 outright. It's retail value to them was the MSRP from two years earlier! So, for insurance purposes, had the 2021 been totaled in an accident the insurance company is on the hook for the retail price of the vehicle, not what I paid for it. I have owned over 35 new and used vehicles in my life and this is the first time I have seen this on a new vehicle. Specialty vehicles, maybe. But a Hyundai Kona?

My insurance rates jumped 33% this year. I contacted my insurance broker and was told to calm down, they knew about it and were having my requirements re-bid by various well-known companies. When all the dust settled, annual premium went up ~2%.

 

I also got hit with outrageous raises last year. Since the number of claims due to ever worsening climate disasters, I heard insurance companies are no longer raising rates regionally, but now nationally. So we're paying for the tons of flooded vehicles and thefts all over the US. And home insurers are doing the same, so sit down for your next home insurance renewal. I got hit with a 50% increase last term, and just got another 6-month renewal and it went up another 20% or so. And I'm also oldish (61), with perfect driving record, and 800+ credit score. However, I'm not sure if that increase had anything to do with the fact both of my vehicles are Hyundais (SF and G70). Hmmm.

 

Very high increased renewals are one thing by those insurance companies that do cover Hyundai and Kia models, we are also talking about some big companies like liberty matual, travelers and who knows how many WON'T COVER most Hyundai models at all now! That's even bigger issue. I think Hyundai should compensate us for being punished by insurance companies just cos it is hyundai.
I tried quote and contcted two, TRAVELERS who insures my home and also Liberty matual. Both told me NO we don't cover most hyundai kia models including my 2020 santa fe. NO coverage at all! normally when you search online to to compare rates, you get many choices but hardly anything now

 

There is a massive law suit by many of insurance companies that was recently filed against Hyundai and Kia around the cars that do not have the built in anti-theft devices. The industry claims it is costing them $600 million. It will be interesting to see how this plays out.

 

There should only be a problem, when concerning Hyunkia vehicles with the key ignition. Make sure yur insurance company is aware, should your vehicle(s) not have the key ignition - thus much less risk in getting the keyless vehicle stolen.

 

Yeah, but that won't matter to the insurance companies as any of the kids on dope that break into these cars only see the emblems, and in the middle of the night, they never both look inside to see if it's the key start model or not. Remember some of the lower trims come with keys and only some of the higher KIA trims came with the fobs. So, you still have a broken window and stolen, pilfered and disassembled and knifed-up interior to file a claim with.

IMHO, a big YELLOW giant club that sticks up from the wheel to the windshield would be the only protection you might have from these asses.

 

I went through this with my 2014. Was push button start so not able to be hacked but Allstate no longer wanted to cover it at all. I called around a ton, some companies were doing by VIN but most were doing blanket denial by yr. State Farm said they'd still cover as well as Erie. I finally just upgraded to a 2023 in fear pretty soon I wouldnt even be able to trade it in if it was uninsurable.

 

My two Hyundai (2015 Sonata and 2021 Kona) were both covered by Travelers last year. This year my 2023 Tucson and 2023 Kona N are both covered by Safeco (a Liberty Mutual Co.) The premium did go up, but due to the replacement costs of both vehicles. There actually was no "performance car" penalty for me on the Kona N.

I guess they looked at my age and figured I wasn't likely to drive it to it's potential? LOL

 

So what's the deal with Hyundais getting stolen then? Just the ones with keyed ignition? Both of my daughter's Hyundai Accents have keys. Is there anything that could be done to them? I bought them new for them as graduation presents, and haven't received any freaking notice that something is off. Nor them.

 

News about the problem that started in a huge way in 2022

Hyundai/Kia's Answer To The Problem

Hyundai and Kia agree to $200 million settlement over TikTok car theft challenge

Snippet of what Hyundai and Kia did wrong:
"The thefts are reportedly easy to pull off because many Hyundai and Kia vehicles manufactured between 2015-2019 lack electronic immobilizers that prevent would-be thieves from simply breaking in and bypassing the ignition. The feature is standard equipment on nearly all vehicles from the same period made by other manufacturers."

 

No insurance issues here or costly premiums... no different than any other car we've owned

Get the recall done if yours is on the recall list

 

The insurance companies don't care about recalls done or not done. Not all but many of them now have a policy of not insuring certain Hyundai and kia models and from certain years. They don't care if my Hyundai is a push button start and if my hyundai is NOT on the recall to fix theft issue.

Many don't provide coverage and those few that still insure hyundai cars have increased the rate SO MUCH.

 

BTW, I've been researching getting a club myself, but in reading the reviews, even the best ones on Amazon seem to come with flimsy thin keys that, a lot of times, will twist off in the lock. Then you have to get someone to come out and mechanically saw off the club and put up with all those metal shavings and nicks in the steering wheel.

If anyone has found a reliable club, please let us know.

 

BTW, I've been researching getting a club myself, but in reading the reviews, even the best ones on Amazon seem to come with flimsy thin keys that, a lot of times, will twist off in the lock. Then you have to get someone to come out and mechanically saw off the club and put up with all those metal shavings and nicks in the steering wheel.

If anyone has found a reliable club, please let us know.

Had the original "Club" on many cars when living and working in NY, never a key problem. Here is a vintage one on ebay. I think I even have one here in the garage in case we go travel back to NY
Vintage THE CLUB Auto theft Device Steering Wheel Lock Original Key | eBay

 

If you have a keyed ignition system and you are worried that the car could be stolen, then I would install a hidden kill switch. This is easy to do, and I have seen several high-end diesel trucks with this installed.

The kill switch should be wired to interrupt the wiring to the starter motor from the key switch in the car. The switch clan be placed anywhere that is easy for you to access and you can remove the key from. Such as in the console by the seats. This way the electronics to the ECM will not be interrupted as if you were to install one on the battery cable to cut the power from the battery.

 

But it still does not stop the **** roaches from damaging your car. (windows - ignition switch etc.)

 

Turns out even 2022 Santa Fes starting with VIN 5NMxxxxx are supposedly affected, according to the TSB 993... and my Calligraphy 'qualifies' (it's a '22, and starts with 5NMxxx). But I'm almost sure it's not affected, since it has push-button ignition (asked brother DPS to confirm). However, I'm bracing for insurance companies to not insure any such SF, which would unfortunately hit mine. We'll see what happens. Just received a renewal email, with another hefty increase, but at least not as bad as the last one. So guess at least for 6 more months I should be fine (Progressive here).

 

I have been with State Farm for over 50 years. I have their best customer rating. $597 6 months $1k deductible glass towing medical etc.
You believe what you want but I believe switching companies gains nothing. They will start lower but raise prices over time.
We have had 3 claims, 1 house claim in 35 years. None of the claims were are fault.
They have been great.

 

Specifically:
What insurance companies won't insure your vehicle?
What state are you in?
What is "so much" for an insurance increase?

There is no HUGE PROBLEM insuring my Hyundai/Kia products. I see it as overhyped troll/ai/bot threads that pop up everywhere.

 

Specifically:
What insurance companies won't insure your vehicle?
What state are you in?
What is "so much" for an insurance increase?

There is no HUGE PROBLEM insuring my Hyundai/Kia products. I see it as overhyped troll/ai/bot threads that pop up everywhere.

if you can spend 5 mins reading above.

 

This issue doesn't affect our insurance. We now pay $976.76 per 6 months for $500K CSL, $50 deductible comprehensive, $500 deductible collision and loss of use. We have 4 vehicles. The premium increased from $842.22 for the new term that began yesterday. This is from a blanket increase company-wide and added a piece to each category for all vehicles. We also have a million dollar umbrella that hasn't increased in years.

This is a regional insurance company we've used for a variety of things since 1992. We've had many claims but most were hurricane related to our property, rental properties and windshield work.

 

I have a perfect driving record ("natural 5" as it's called) and an 836 credit score. 2023 Calligraphy, and I pay $582 every 6 months. Rates are dependent on record, credit, and claims in the area/city you live. Mine went up and I called Geico about it. Their reasoning: increased claims in my area and "inflation". Oh really? 30% increase in my rate via the invisible inflation tax? Geico is the least expensive I have seen, but all of them have been jacking up the prices. This inflation tax is going to be sticking around through the end of 2024, so get used to it. As for insurance companies not covering Hyundai, I can't speak to it. I've had no issue there.

 

Could it be the Individual that no one wants to insure rather than the product?

 

No. Insurers are dropping Hyundai vehicles due to the huge increase in car thefts....and Hyundai ignored the problem for quite a while. They recently settled and agreed to pay $200 million for a class action lawsuit suit.

 

this is not just hyundai/kia. it is the entire auto insurance industry. also, one must be aware that more drivers are going to not have insurance. if/when drivers do get in a wreck with a driver with no insurance, they MUST demand the uninsured car be impounded, even if it is still driveable. dont let the police let her go, even if she looks hot

 

If Hyundai were smart, they would create their own subsidiary insurance company to insure their vehicles at a lower cost to owners than the other companies. It would add more competition to the auto insurance options and add another revenue stream for Hyundai....The profit motive will also force them to fix theft issues since they would make less profit if they had to pay out a bunch of theft claims.

 

Hyundai and AAA Insurers Collaborate to Offer Insurance Options for Customers Affected by Method of Theft Popularized on TikTok (prnewswire.com)

Kinda?

 

If you are in Texas and want to get a broker to bid your insurance across multiple companies,

Insurance Agency in McKinney, Texas | Integrity Personal Insurance (insureintegrity.com)

Have used these guys for years. Saved me a lot of money, and outstanding customer service.

and no, I have no business relationship with them beyond being a client for many years.

 

My Progressive policy went down this year too about $50 a year.