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Downside.. your powertrain warranty WILL be void if you do not replace the timing belt @ 60k. That's not a dealer thing, that's Hyundai Corp. That's a pretty awful idea to wait until it wears out.
Would you do that for your brakes? Wait until you can't stop anymore, and then replace them?
Would you do that for your brakes? Wait until you can't stop anymore, and then replace them?