I just bought a 2013 Hyundai Sonata on 12/5. I am having some regrets but they are things I can hopefully fix like a new radio w/ backup camera and nav. We were at the dealership until 11:30pm doing paperwork and the finance guy was printing the paperwork and he brings up the extended warranty and shows me the brochure circling all the extras it covers. I didn't want it at first but then he said he would increase it to 120,000 miles, 10 years AND lower my interest rate to 2.99 and then he just kept pushing. The warranty would "only" be $10 more a month he said. I was tired and I looked to my boyfriend and he thought it sounded good so I agreed. I have been regretting it ever since because I have even higher payments than I wanted and could have gotten a better car if I was 'willing' to pay what I am now paying for just the car. My question is who should I talk to to cancel it and can they change the interest rate? I could qualify for 0% but they would not do a rebate and 0% financing so I am glad to have 2.99%. I have been reading and I know I got screwed because it is costing me $2725!!! He was a very nice man and made it sound like such a good thing since it is bumper to bumper coverage and admittedly my brain was tired and I didn't not think it through since I just wanted to get things done and go home.