After babying my '12 LTD (only 12,200 miles too), the sad day has come where I was involved in an accident. Was at a stop light, had the green arrow, and some idiot decided to try to beat the red light coming the opposite direction. My car ended up on the sidewalk, and I guess slammed into the stoplight post . Last thing I remember is the actual impact, then blacked out for a little. The other car was one of those heavy duty trucks. Do you think the car is totaled? Good thing I have insurance. The front bumper is completely torn off.