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Discussion Starter #1
20180625_184754.jpg

20180625_184803.jpg Coming home Moday a guy crossed a double yellow line and sideswiped my 2015 Sonata SE. It has 27000 on it, do you think its totaled?

Lesson to all if you don't have a dash cam.... go out and get one now.

Lance
 

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Hard to say.. no point in guessing about it. Let the adjuster give you their estimate and see what happens. You don't really have a choice in the matter either way. Either they fix it or total it, or you get a check and pay to fix it and get a salvage title. Probably after you buy it back from the insurance company.

If there's no major structural damage they might fix it.. looks to be mostly exterior body panels that are damaged, maybe something with that rear wheel.. but even the panels and doors can get up there in cost.
 

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your going to need a the shell of the rear door maybe the front door could be repaired quater panel and rear bumper I had a similar accident and insurance company quoted me $10,888 to repair. Good Luck.
 

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Discussion Starter #4
your going to need a the shell of the rear door maybe the front door could be repaired quater panel and rear bumper I had a similar accident and insurance company quoted me $10,888 to repair. Good Luck.
Thanks, I also figured $10,000
 

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i saw a really interesting small claims court tv case, where a guy sued the person who hit him, because of the increase in insurance, AND, future devaluation because of the hit. they had some legal term for it, and i thought he was full of it, but he actually won. i think it was substantial, like 3 grand. plus free trip, all expenses, tv exposure.
 

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I would say they will total it.
2015 SE with suspension damage and lots of body work.
Don't be surprised if they write it off.


Good luck with the process.
 

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i saw a really interesting small claims court tv case, where a guy sued the person who hit him, because of the increase in insurance, AND, future devaluation because of the hit. they had some legal term for it, and i thought he was full of it, but he actually won. i think it was substantial, like 3 grand. plus free trip, all expenses, tv exposure.

After you car is in an accident it is worth less than an accident free car.
Even if the insurance company repairs you car completely it will never be worth what it was.
The difference is called diminished value.
 

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Being unibody construction and the way that wheel is shoved in I doubt they'd be able to pull and align everything properly. Plus the impact area behind the rear door isn't just as simple as swapping out and replacing. It's a huge section of body that has to be replaced to do it properly.

Sadly I wouldn't be surprised if they just do a write off and total it. :(
 

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Sorry about your loss. Makes me glad I got USAA with new car replacement option. You may have that option as well. IDK if it's the same for every company, but USAA gives you a check for 20% of the car's value to help you finance a new car or buy a really cheap car out right.
 

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Sorry to hear it, I hope they got the guy forit.

I think your 2015 SE value is about $ 10,000 at excellent < 30,000 miles so it wont take much to total it. Also on your side with Car Fax etc the resale is going to drop a lot for a major accident repair.

Best of luck.
 

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Discussion Starter #13
Well I just heard from my insurance adjuster and according to them the car is totaled. Deep down I think I would have had doubts if the car could have been properly fixed. Time to move on.

Thanks for all the help.

Lance :-(
 

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Sorry to hear that you have to deal with the aggravation of having a totaled car but it will be better in the long run.
Let us know what they give you for your car.
It will give others an idea of what they can expect to get should something like that happen to them.


Good luck finding another vehicle.
 

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Discussion Starter #15
Sorry to hear that you have to deal with the aggravation of having a totaled car but it will be better in the long run.
Let us know what they give you for your car.
It will give others an idea of what they can expect to get should something like that happen to them.


Good luck finding another vehicle.
Geico told me that the value of my car was $13500 which I feel is bulls$%t, reason being my dealership has my same car , same year, model, trim package and similiar milage for $15,900. Now I have find out if the other guy is responsible for the difference.
 

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you have to do that for yourself to get more money.
find other dealers in your area with the same car and show that to the insurance company as well.
has to be a dealer they don't count private sales.
it can increase your payout by quite a bit.
I was able to get an additonal 2k by doing that.

I actually went to cars.com for the whole state.
 

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Geico told me that the value of my car was $13500 which I feel is bulls$%t, reason being my dealership has my same car , same year, model, trim package and similiar milage for $15,900. Now I have find out if the other guy is responsible for the difference.
man that sucks, when you love your car and some person careless driving takes it from you but atleast you are ok
 

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Well I just heard from my insurance adjuster and according to them the car is totaled. Deep down I think I would have had doubts if the car could have been properly fixed. Time to move on.

Thanks for all the help.

Lance :-(



That's what I figured when I saw the angle the rear wheel was at. Either severe suspension damage, but more likely the unit body got tweaked. That right there said 'total' to me. :(
 

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Geico told me that the value of my car was $13500 which I feel is bulls$%t, reason being my dealership has my same car , same year, model, trim package and similiar milage for $15,900. Now I have find out if the other guy is responsible for the difference.



They must have used NADA, and took a small deduction for something or other. Clean Title Retail Value is $13995. Tell your dealer. ;)
 
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