I'm wondering this myself. I may see about trying MoneyGram to transfer funds. It's more expensive but would be way more convenient than having to go to the bank every day. If I can do it all in one transaction that would be ideal. I suppose all you can do is try to buy something worth more than $1,500 and see what happens.Can anyone tell me if their is a transaction cap amount? I want to call and pay off a credit card that is $3200 with this debit card. Just hoping I can do this.