Extended Warranties and Care care

[Richelle21]

I have so many questions that I am breaking it up multiple posts so things don't get confusing.

If you have one, what did you pay for your extended warranty and/or Vehicle care service plan?

I do want to get an extended warranty, because if I don't get one I will end up with a costly repair. I don't mind paying for it, even if I don't use it. It will help me sleep better at night. I want to get an Elantra GT with the tech package. We know how fragile electronics can be and how expensive there are to fix. I'm not a tech geek or an auto mechanic so I can't do it myself. The electronics are only warrantied for 3y/36k. The 5y/60k mile manufacture warranty does not cover electronic past the 36k mark. I know some of you are against them for good reason. I just have bad luck and require one.

For the Vehicle care plan, what did you get for your money? I heard that the manual says to change the oil at 7,500 miles, is that correct? Is there some kind of notification that you are due for an oil change? My current car does that. I don't like going by mileage, because my driving conditions might be more severe. Sometimes my car’s indicator on my car sometimes tells me I need an oil change after 4k miles, but it's gone as high as 6kl. It varies on my driving conditions. Usually if it doesn't tell me to do it by 4k miles, I check the oil levels. Rest assured, I don't rely solely on a computer. J

[Balrog]

I bought an extended warranty, but only because of all the features it has, sunroof, GPS, power everything.

Plus on my 09 Civic, I had to make a costly repair to my AC because a rock punctured the condenser. Cost me almost $600 to repair because my warranty had just expired.

Got the 8 year/160000 warranty through a 3rd party. Paid $2000 for it. It covers everything, well almost everything, on my car at any repair shop, not just Hyundai. If, at the end of my warranty, I haven't used the plan, then I get a full rebate. I just have to my car checked and serviced in accordance with the manufacturer's recommendations, outlined in the owner's manual.

[Richelle21]

Actually here in the states, it's against the law to void or deny a claim based on whether or not you followed the manufacture specified maintenance. Obviously if there is gross neglect they can deny your claim, but they can't say that since you didn't get you 15,000 mile tune up, we are not going to repair the door handle. Or if they can prove that your engine damage was a result of you going to long without an oil change, the can deny the claim but cannot void the warranty. There are a lot of shady companies, and it's law makers way of trying to make sure these companies remain on the up and up. I think it just makes them more creative in finding ways to deny your claim. Who did you get yours through?

[octavian]

Originally Posted by Balrog

I bought an extended warranty, but only because of all the features it has, sunroof, GPS, power everything.

Plus on my 09 Civic, I had to make a costly repair to my AC because a rock punctured the condenser. Cost me almost $600 to repair because my warranty had just expired.

Got the 8 year/160000 warranty through a 3rd party. Paid $2000 for it. It covers everything, well almost everything, on my car at any repair shop, not just Hyundai. If, at the end of my warranty, I haven't used the plan, then I get a full rebate. I just have to my car checked and serviced in accordance with the manufacturer's recommendations, outlined in the owner's manual.

Which warranty did you go with?

[alex2006sonata]

For oil changes, yes the interval is 7,500 unless you drive in "severe" conditions. There is no vehicle inidicator to tell you to get an oil change though. Personally I have changed oil closer to 5k intervals. Sometimes it has stretched longer, but rarely have I gone shorter than 5k.

I did not got an extended warranty, but have been with Hyundai for many years and do not feel the cost/benefit is there with the great warranty Hyundai offers in the states. You pay a large chunk of change up front and then finance it so if it costs you $2k upfront, till you add in financing on top of that it is quite a bit more. If you are in an accident or decide to get rid of the car early you lose all that money. Really the only thing that wouldn't be covered under the 5/60 is the nav unit and bluetooth which is covered at 3/36. The way I look at it, is if the nav fails outside of the 3/36, I will just get an aftermarket unit. I could pick up a unit now for $600 or even spring a little more for some added features and still come in under $1k. Electronics have only gone down in price and I don't see that trend stopping. So to spend $2k today on a warranty for fear that the radio could fail after 3 years doesn't make much sense to me financially. Personally I would take a strong look at the warranty and then see if you really think it makes sense to drop a chunk of change on an extended warranty. Yes there is lots of technology in these cars, but most of that is covered for 5 years. And the powertrain is covered for 10/100.

[GeeTee]

Originally Posted by Richelle21

Actually here in the states, it's against the law to void or deny a claim based on whether or not you followed the manufacture specified maintenance. Obviously if there is gross neglect they can deny your claim, but they can't say that since you didn't get you 15,000 mile tune up, we are not going to repair the door handle. Or if they can prove that your engine damage was a result of you going to long without an oil change, the can deny the claim but cannot void the warranty. There are a lot of shady companies, and it's law makers way of trying to make sure these companies remain on the up and up. I think it just makes them more creative in finding ways to deny your claim. Who did you get yours through?

I think you may be wrong here. If I recall correctly, the manufacturer can not void the warranty if you don't take the vehicle to a factory authorized service department (i.e. you change your oil at home rather than take it to the dealership), but the can certainly void your warranty if you can't show that the recommended maintenance was performed (i.e. if you don't save the dated receipts for the oil and filter you used and the engine siezes, you're hosed). At least that's how I remember it...

[Balrog]

Originally Posted by alex2006sonata

For oil changes, yes the interval is 7,500 unless you drive in "severe" conditions. There is no vehicle inidicator to tell you to get an oil change though. Personally I have changed oil closer to 5k intervals. Sometimes it has stretched longer, but rarely have I gone shorter than 5k.

I did not got an extended warranty, but have been with Hyundai for many years and do not feel the cost/benefit is there with the great warranty Hyundai offers in the states. You pay a large chunk of change up front and then finance it so if it costs you $2k upfront, till you add in financing on top of that it is quite a bit more. If you are in an accident or decide to get rid of the car early you lose all that money. Really the only thing that wouldn't be covered under the 5/60 is the nav unit and bluetooth which is covered at 3/36. The way I look at it, is if the nav fails outside of the 3/36, I will just get an aftermarket unit. I could pick up a unit now for $600 or even spring a little more for some added features and still come in under $1k. Electronics have only gone down in price and I don't see that trend stopping. So to spend $2k today on a warranty for fear that the radio could fail after 3 years doesn't make much sense to me financially. Personally I would take a strong look at the warranty and then see if you really think it makes sense to drop a chunk of change on an extended warranty. Yes there is lots of technology in these cars, but most of that is covered for 5 years. And the powertrain is covered for 10/100.

I have one through First Canadian Protection Plan.

I live in Canada, not the US.

Powertrain warranty in Canada is 5, not 10.

I got it for peace of mind. If I don't use it, then it is refunded to me. Simple as that. Any repairs under my Hyundai warranty does not apply towards the extended.

So, $2000, financed at 0%, still $2000, is worth it in the long run, if I do happen to come across an expensive fix up to 3 years after my Hyundai warranty expires. If not, I get a full refund.

But, an extended warranty isn't for everyone.

[alex2006sonata]

Originally Posted by Balrog

I have one through First Canadian Protection Plan.

I live in Canada, not the US.

Powertrain warranty in Canada is 5, not 10.

I got it for peace of mind. If I don't use it, then it is refunded to me. Simple as that. Any repairs under my Hyundai warranty does not apply towards the extended.

So, $2000, financed at 0%, still $2000, is worth it in the long run, if I do happen to come across an expensive fix up to 3 years after my Hyundai warranty expires. If not, I get a full refund.

But, an extended warranty isn't for everyone.

I would have to completely re-think an extended warranty if I lived in Canada given the different factory warranty coverage up there. I do think I've heard others paying $2k (though it varies widely depending on what coverage is purchased) which is why I used that, not even realizing that you said you paid $2k. With a refundable plan like your's, well heck that is a win win. Sure you're out $2k for a period of time, but to have coverage should you need it is well worth the cost of allowing the company to have that money for that time period. I have never heard of a warranty like that where if you don't use it, its refundable. I wonder if there is something similar in the US?

[Richelle21]

Originally Posted by GeeTee

I think you may be wrong here. If I recall correctly, the manufacturer can not void the warranty if you don't take the vehicle to a factory authorized service department (i.e. you change your oil at home rather than take it to the dealership), but the can certainly void your warranty if you can't show that the recommended maintenance was performed (i.e. if you don't save the dated receipts for the oil and filter you used and the engine siezes, you're hosed). At least that's how I remember it...

I have to dig up where I read that and share the article. I thought the same thing you did, and didn't like the idea of having to carry around paper work. Obviously if you get it done at all the same places and can always take it there, it's fine. However, if you have to take it somewhere else, you;ll have a **** of a time getting those maintenance records from the other repair place. I will get back to you when I find it.

[Richelle21]

Originally Posted by alex2006sonata

I would have to completely re-think an extended warranty if I lived in Canada given the different factory warranty coverage up there. I do think I've heard others paying $2k (though it varies widely depending on what coverage is purchased) which is why I used that, not even realizing that you said you paid $2k. With a refundable plan like your's, well heck that is a win win. Sure you're out $2k for a period of time, but to have coverage should you need it is well worth the cost of allowing the company to have that money for that time period. I have never heard of a warranty like that where if you don't use it, its refundable. I wonder if there is something similar in the US?

I have heard the same and would like to know the same.